---
title: "Home for Sale in Sterling VA: 20654 Settlers Pl, Potomac Lakes"
description: "Home for sale in Sterling VA: 20654 Settlers Place in Potomac Lakes, Loudoun County. 4-bedroom Colonial, coming soon. Request a tour or listing details today."
image: https://real-estate-search-and-sale.com/hubfs/blog-images/home-for-sale-in-sterling-va-20654-settlers-pl.webp
---

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 Nov 7, 2026, 2:32:50 PM

# Home for Sale in Sterling VA: 20654 Settlers Place in Potomac Lakes

![Picture of Carolyn Thompson, Broker](https://real-estate-search-and-sale.com/hs-fs/hubfs/carolyn-thompson-broker-real-estate-search-and-sale-rockville-md-headshot-1.jpg?width=50&name=carolyn-thompson-broker-real-estate-search-and-sale-rockville-md-headshot-1.jpg) [Carolyn Thompson, Broker](https://real-estate-search-and-sale.com/blog/author/carolyn-thompson-broker)

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Potomac Lakes · Sterling, Virginia

Coming Soon

Available November 30, 2026 · Listed at $1,000,000

![Home for sale in Sterling VA: front of 20654 Settlers Place in Potomac Lakes, Loudoun County](https://real-estate-search-and-sale.com/hs-fs/hubfs/blog-images/home-for-sale-in-sterling-va-20654-settlers-pl.webp?width=1200&name=home-for-sale-in-sterling-va-20654-settlers-pl.webp)

**By Carolyn Thompson, Broker, CRS, ABR, SRES, SFR, CDPE, MRP, CDS.** Real Estate Search and Sale, LLC.

20654 Settlers Place is a four-bedroom Colonial home for sale in the Potomac Lakes neighborhood of Sterling, Virginia 20165, in Loudoun County. It is coming soon at $1,000,000, with an available date of November 30, 2026. Use the form below to request a tour or the full listing details for this property and other homes for sale in Sterling VA. See the [20654 Settlers Place listing details](https://buyandsellexpert.com/listing-detail/1179068928/20654-SETTLERS-PL-Sterling-VA).

Potomac Lakes and every other place named on this page are a sampling of the many communities Real Estate Search and Sale, LLC serves, not a complete list.

## Home facts at a glance

| Address | 20654 Settlers Pl, Sterling, VA 20165 |
| --- | --- |
| Status | Coming Soon, available November 30, 2026 |
| List price | $1,000,000 |
| Style | Colonial, 2 stories, single-family detached |
| Bedrooms | 4 |
| Bathrooms | 3 (2 full, 1 half) |
| Finished above-grade area | 2,816 square feet |
| Lot | 10,890 square feet |
| Year built | 1993 |
| Neighborhood and county | Potomac Lakes, Loudoun County |
| HOA | $60 per month |
| Annual property taxes | $6,789 (2026) |
| Financing accepted | Cash, conventional, FHA, Veterans Affairs (VA) loan |
| Tours | In person or virtual, by request |
| MLS number | VALO2118694 (Bright MLS) |

## About the home

The home sits back from the road in a semi-private setting at the end of a pipestem driveway, which also provides extended parking. Inside, the open foyer leads to rooms with 9-foot-plus ceilings and two-story ceilings. The kitchen has an island, a built-in wall oven, a built-in microwave, a down-draft cooktop and a window that looks out over the backyard. A sunroom addition adds a second place to sit and look outside. The home has one fireplace and luxury vinyl plank flooring.

The primary bedroom is spacious, and the primary bath has a stall shower. The listing also notes an attic and a daylight, full, unfinished basement. Systems include central heating, central air conditioning, a dual-zone heat pump and electric hot water. The home uses public water and public sewer, and the roof is shingle. Outside, a back deck and a porch give you two places to be outdoors.

Appliances listed: dishwasher, cooktop, built-in microwave, refrigerator, washer, dryer and exhaust fan.

## Request a tour or listing details

Tour requests are scheduled around the listing's on-market date. We reply by email, so please watch your inbox. You can also [schedule a call with an Accredited Buyer's Representative (ABR)](https://calendly.com/consultation-carolynthompson/let-s-connect).

## Potomac Lakes and Cascades Community Features Near This Home

This home for sale in Sterling, Virginia sits in the Potomac Lakes section of the Cascades planned community in Loudoun County. The immediate neighborhood and community offer these features, according to public sources including Loudoun County and the Cascades Community Association:

- Five community centers, five swimming pools and 15 tennis courts
- 25 tot lots, a bocce court and multipurpose courts
- Paved walking trails through the community
- Potomack Lakes Sportsplex at 20280 Cascades Parkway, with lighted softball fields, soccer fields, a large playground and a picnic pavilion
- Algonkian Regional Park and the Potomac River nearby
- Cascades Marketplace and Cascades Library close to home

Real Estate Search and Sale, LLC serves many Northern Virginia communities; Potomac Lakes and Cascades are a sampling. Buyers must verify school zoning, association fees and rules for themselves.

## Frequently Asked Questions About the Potomac Lakes and Cascades Community

### What community is 20654 Settlers Place in?

This home for sale in Sterling, Virginia is in the Potomac Lakes section of the Cascades planned community in Loudoun County, ZIP code 20165.

### What amenities does the Cascades Community Association offer?

Public sources describe five community centers, five swimming pools, 15 tennis courts, 25 tot lots, a bocce court, multipurpose courts and paved walking trails. Buyers should confirm current amenities, rules and fees with the Cascades Community Association.

### Is there a park near this Potomac Lakes property?

Potomack Lakes Sportsplex, a Loudoun County park at 20280 Cascades Parkway, offers lighted softball fields, soccer fields, a large playground, a hiking trail and a picnic pavilion. Algonkian Regional Park and the Potomac River are nearby.

### Where do residents shop and dine near Cascades?

Cascades Marketplace is the commercial center of the community, and Cascades Library is nearby. Dulles Town Center and Route 7 dining and shopping are also close.

### Which schools serve 20654 Settlers Place?

School assignments can change. Home buyers must verify school zoning for themselves with Loudoun County Public Schools before making decisions.

### What are the HOA fees and rules for this home?

Association fees and rules are set by the Cascades Community Association. Request the resale documents during the contract process and review them with your own advisors.

### How can I see this home once it is available?

The home is Coming Soon. Submit the form on this page or schedule a call with an Accredited Buyer's Representative (ABR) to be first in line.

## Living in Potomac Lakes, Sterling VA

Potomac Lakes is a neighborhood in Sterling, Virginia 20165, in northeastern Loudoun County. The listing places this home near Algonkian Regional Park, Volcano Island Waterpark, Algonkian Golf Course, the Potomac Heritage National Scenic Trail, Claude Moore Park, the Loudoun Heritage Farm Museum, Cascades Library, Bles Park, Potomac Lakes Sportsplex, Dulles Town Center and Topgolf Loudoun. The highlights below group these and more by what you can do there. Each is in Loudoun County.

## Area highlights in Loudoun County

### Parks, river and trails

1. **Algonkian Regional Park**, 47001 Fairway Drive, Sterling. A NOVA Parks property of 838 acres on the Potomac River with trails, picnic shelters and a boat launch. [Algonkian Regional Park on NOVA Parks](https://www.novaparks.com/parks/algonkian-regional-park).
2. **Algonkian Golf Course**. An 18-hole course along the Potomac River inside the park.
3. **Algonkian mini golf**, also run by NOVA Parks inside the park.
4. **Volcano Island Waterpark**. A seasonal waterpark with slides, splash pools and play structures inside Algonkian Regional Park.
5. **Algonkian riverfront vacation cottages**, available to rent through NOVA Parks.
6. **The Woodlands at Algonkian**, an event space beside the golf course.
7. **Potomac Heritage National Scenic Trail**. Loudoun County lists trailheads at Algonkian Regional Park, Bazil Newman Riverfront Park, Bles Park and Riverpoint Drive. The county describes it as a natural footpath that is not accessible for wheelchairs.
8. **Bles Park**, 44830 Bles Park Drive, Ashburn. A 124-acre county park with a playground, soccer fields and natural trails along the Potomac River.
9. **Bazil Newman Riverfront Park**, a Loudoun County riverfront park on the Potomac Heritage Trail.
10. **Claude Moore Park**, 21544 Old Vestal's Gap Road, Sterling. More than 350 acres with wooded trails, fishing ponds and meadows.
11. **Lanesville Heritage Area** inside Claude Moore Park, with the Lanesville House, a restored schoolhouse and a Civil War signal station site.
12. **Frogshackle Nature Center**, a hands-on nature center in an 1860s log cabin inside the park.
13. **Potomac Lakes Sportsplex**, named in the listing's nearby list.
14. **Cascades Overlook**, named in the listing's nearby list.

### Culture, history and recreation

1. **Loudoun Heritage Farm Museum**, 21668 Heritage Farm Lane, Sterling. Exhibits on Loudoun's farming history in restored barns.
2. **Claude Moore Recreation and Community Center**, a Loudoun County recreation center.
3. **Claude Moore Park Sportsplex**, with athletic fields.
4. **Sterling Community Center**, 120 Enterprise Street, Sterling.
5. **Waddell Art Gallery** at Northern Virginia Community College, Loudoun Campus, Sterling.
6. **Historic downtown Leesburg**, the Loudoun County seat.

### Libraries and community services

1. **Cascades Library**, 21030 Whitfield Place, Potomac Falls, part of Loudoun County Public Library.
2. **Sterling Library**, 120 Enterprise Street, Sterling.
3. **Loudoun County Senior Center at Cascades**, 21060 Whitfield Place, Sterling.
4. **Northern Virginia Community College, Loudoun Campus**, Sterling.

### Shopping, dining and entertainment

1. **Dulles Town Center**, 21100 Dulles Town Circle, Sterling. Loudoun County's enclosed shopping center with more than 150 retailers, dining and entertainment, according to Visit Loudoun.
2. **Cascades Marketplace**, a shopping center on Whitfield Place near the library.
3. **Cascades Farmers Market**, a seasonal market behind Cascades Marketplace.
4. **One Loudoun**, a town center with dining and entertainment in Ashburn.
5. **Topgolf Loudoun**, a golf entertainment venue.
6. **Lost Rhino Brewing Company**, a local brewery.
7. **Solace Brewing Company**, a local brewery.
8. **Lucky Strike Sterling**, a bowling and entertainment venue.

### Health care and travel

1. **StoneSprings Hospital Center**, a Loudoun County hospital.
2. **Washington Dulles International Airport** and the Dulles Airport Metrorail station.
3. **Loudoun Gateway Metrorail station**, 22505 Lockridge Road, Sterling.

## Getting around from Sterling VA

Route 7, Route 28 and Fairfax County Parkway are the main roads buyers use from this part of Loudoun County. Loudoun County has three Silver Line Metrorail stations: Ashburn, Loudoun Gateway and Washington Dulles International Airport. Loudoun County Transit runs local and commuter bus service, including the Leesburg-Sterling Route 70, which Loudoun County Public Library lists as stopping at Cascades Library.

## Schools

Sterling is served by Loudoun County Public Schools. Attendance zones can change, so home buyers must verify school zoning for themselves with Loudoun County Public Schools before making a decision.

## How we help buyers

Carolyn Thompson has more than 20 years of real estate experience and holds the Accredited Buyer's Representative (ABR) designation, which focuses on representing home buyers. For listings she holds the Certified Residential Specialist (CRS) designation. Real Estate Search and Sale, LLC can provide contact information for licensed service providers such as home inspectors and lenders, and clients are free to use any provider they like. Real Estate Search and Sale, LLC does not receive payments from service providers whose contact information we share.

## Frequently asked questions about 20654 Settlers Place and Sterling VA

### What homes are for sale in Potomac Lakes in Sterling, Virginia?

This page features 20654 Settlers Place, a four-bedroom Colonial home in Potomac Lakes. Use the form to ask about other homes for sale in Sterling VA and across Loudoun County.

### What is the price of 20654 Settlers Place?

It is listed at $1,000,000 and is coming soon, with an available date of November 30, 2026.

### How many bedrooms and bathrooms does 20654 Settlers Place have?

Four bedrooms and three bathrooms, two full and one half, with 2,816 finished above-grade square feet on a 10,890-square-foot lot.

### What is the HOA fee for this home?

The listing shows $60 per month. Buyers should confirm current HOA details and documents during the contract period.

### What are the property taxes on this home?

The listing shows annual taxes of $6,789 for 2026. Taxes can change, and Real Estate Search and Sale, LLC does not give tax advice, so please confirm with Loudoun County and your tax professional.

### What county is Sterling VA in?

Sterling is in Loudoun County, Virginia, and this home is in the 20165 ZIP code.

### What financing does the seller accept?

The listing accepts cash, conventional, FHA and Veterans Affairs (VA) loan financing. Talk with a licensed lender about which fits you.

### Can I tour 20654 Settlers Place in person or virtually?

Yes, tours are available in person or virtually by request. Because the home is coming soon, tour requests are scheduled around the on-market date, and we confirm times by email.

### What is a pipestem driveway?

A pipestem is a narrow strip of land that connects a lot to the street, so the home sits back from the road. At this property, the pipestem driveway also provides extended parking.

### What is there to do near Potomac Lakes in Sterling VA?

Outdoor recreation includes Algonkian Regional Park with its golf course, trails and boat launch, and the Potomac Heritage National Scenic Trail. Indoor and community options include Cascades Library, Dulles Town Center and Claude Moore Park. See the area highlights above.

### How do I find out which schools serve this home?

Loudoun County Public Schools sets attendance zones, and zones can change. Home buyers must verify school zoning for themselves with Loudoun County Public Schools.

### How do commuters get around from Sterling VA?

Buyers use Route 7, Route 28 and Fairfax County Parkway, and Loudoun County offers Silver Line Metrorail stations and Loudoun County Transit bus service. Check current routes and schedules with Loudoun County Transit and Metro.

### What is an Accredited Buyer's Representative (ABR)?

ABR is a designation for real estate professionals trained to represent home buyers. Carolyn Thompson holds it, along with more than 20 years of experience.

### Who do I contact about this home?

Call the 24-Hour Appointment Desk at 202-630-5070. We are open 24 hours. You can also complete the form above and watch for our email reply.

## From Real Estate Search and Sale, LLC

Carolyn Thompson, Broker, holds the Certified Residential Specialist (CRS), Accredited Buyer's Representative (ABR), Seniors Real Estate Specialist (SRES), Short Sales and Foreclosure Resource (SFR), Certified Distressed Property Expert (CDPE), Military Relocation Professional (MRP) and Certified Divorce Specialist (CDS) designations. A list of references is provided on request. Call the 24-Hour Appointment Desk at 202-630-5070. Open 24 hours.

Potomac Lakes and every other place named on this page are a sampling of the many communities Real Estate Search and Sale, LLC serves, not a complete list.

## Wire fraud alert

Criminals target real estate transactions with emails and texts that appear to come from agents, title companies and lenders. Real Estate Search and Sale, LLC never sends wiring instructions by email or text. Before you wire any money, call your title company or settlement attorney at a phone number you have verified independently, never one taken from an email or text, to confirm the instructions. If you suspect fraud, contact your bank and the title company right away.

Consumer notice: this page is general information for home buyers and is not legal, tax or financial advice. Home buyers must verify school zoning and school assignment for themselves with Loudoun County Public Schools. Real Estate Search and Sale, LLC, 1300 Piccard Dr, Suite 204, Rockville, MD 20850, and 800 Park Drive, Blacksburg, VA 24060. Open 24 hours. 24-Hour Appointment Desk: 202-630-5070. Licensed in Maryland, Washington DC, Virginia, West Virginia and Florida. Equal Housing Opportunity. Sources: NOVA Parks, Loudoun County Government, Loudoun County Public Library, Visit Loudoun, Metro (WMATA), Bright MLS listing VALO2118694.

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---

[![Real Estate Search and Sale, LLC logo, Rockville, MD real estate brokerage](https://real-estate-search-and-sale.com/hs-fs/hubfs/Logo%20with%20white%20background%20smaller.png?width=711&height=369&name=Logo%20with%20white%20background%20smaller.png "Real Estate Search and Sale, LLC logo, Rockville, MD real estate brokerage")](https://real-estate-search-and-sale.com/)

Carolyn Thompson, Broker | ‪24-Hour Appointment Desk: 202-630-5070‬

1300 Piccard Drive Suite 204  Rockville, Maryland 20850

800 Park Drive Blacksburg, Virginia 24060

![Equal Housing Opportunity Red](https://real-estate-search-and-sale.com/hs-fs/hubfs/Equal%20Housing%20Opportunity%20Red.png?width=96&height=48&name=Equal%20Housing%20Opportunity%20Red.png)

 

Copyright © 2026, Real Estate Search and Sale, LLC

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  "dateModified" : "2026-11-07T19:31:24.622Z",
  "datePublished" : "2026-11-07T19:32:50.000Z",
  "headline" : "Home for Sale in Sterling VA: 20654 Settlers Pl, Potomac Lakes",
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```json
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  "description" : "Home for sale in Sterling VA: 20654 Settlers Place in Potomac Lakes, Loudoun County. 4-bedroom Colonial, coming soon. Request a tour or listing details today.",
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```json
{
  "@context" : "https://schema.org",
  "@type" : "FAQPage",
  "mainEntity" : [ {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "This page features 20654 Settlers Place, a four-bedroom Colonial home in Potomac Lakes. Use the form to ask about other homes for sale in Sterling VA and across Loudoun County."
    },
    "name" : "What homes are for sale in Potomac Lakes in Sterling, Virginia?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "It is listed at $1,000,000 and is coming soon, with an available date of November 30, 2026."
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    "name" : "What is the price of 20654 Settlers Place?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Four bedrooms and three bathrooms, two full and one half, with 2,816 finished above-grade square feet on a 10,890-square-foot lot."
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    "name" : "How many bedrooms and bathrooms does 20654 Settlers Place have?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The listing shows $60 per month. Buyers should confirm current HOA details and documents during the contract period."
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    "name" : "What is the HOA fee for this home?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The listing shows annual taxes of $6,789 for 2026. Taxes can change, and Real Estate Search and Sale, LLC does not give tax advice, so please confirm with Loudoun County and your tax professional."
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    "name" : "What are the property taxes on this home?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Sterling is in Loudoun County, Virginia, and this home is in the 20165 ZIP code."
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    "name" : "What county is Sterling VA in?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The listing accepts cash, conventional, FHA and Veterans Affairs (VA) loan financing. Talk with a licensed lender about which fits you."
    },
    "name" : "What financing does the seller accept?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Yes, tours are available in person or virtually by request. Because the home is coming soon, tour requests are scheduled around the on-market date, and we confirm times by email."
    },
    "name" : "Can I tour 20654 Settlers Place in person or virtually?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "A pipestem is a narrow strip of land that connects a lot to the street, so the home sits back from the road. At this property, the pipestem driveway also provides extended parking."
    },
    "name" : "What is a pipestem driveway?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Outdoor recreation includes Algonkian Regional Park with its golf course, trails and boat launch, and the Potomac Heritage National Scenic Trail. Indoor and community options include Cascades Library, Dulles Town Center and Claude Moore Park. See the area highlights above."
    },
    "name" : "What is there to do near Potomac Lakes in Sterling VA?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Loudoun County Public Schools sets attendance zones, and zones can change. Home buyers must verify school zoning for themselves with Loudoun County Public Schools."
    },
    "name" : "How do I find out which schools serve this home?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Buyers use Route 7, Route 28 and Fairfax County Parkway, and Loudoun County offers Silver Line Metrorail stations and Loudoun County Transit bus service. Check current routes and schedules with Loudoun County Transit and Metro."
    },
    "name" : "How do commuters get around from Sterling VA?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "ABR is a designation for real estate professionals trained to represent home buyers. Carolyn Thompson holds it, along with more than 20 years of experience."
    },
    "name" : "What is an Accredited Buyer's Representative (ABR)?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Call the 24-Hour Appointment Desk at 202-630-5070. We are open 24 hours. You can also complete the form above and watch for our email reply."
    },
    "name" : "Who do I contact about this home?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "This home for sale in Sterling, Virginia is in the Potomac Lakes section of the Cascades planned community in Loudoun County, ZIP code 20165."
    },
    "name" : "What community is 20654 Settlers Place in?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Public sources describe five community centers, five swimming pools, 15 tennis courts, 25 tot lots, a bocce court, multipurpose courts and paved walking trails. Buyers should confirm current amenities, rules and fees with the Cascades Community Association."
    },
    "name" : "What amenities does the Cascades Community Association offer?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Potomack Lakes Sportsplex, a Loudoun County park at 20280 Cascades Parkway, offers lighted softball fields, soccer fields, a large playground, a hiking trail and a picnic pavilion. Algonkian Regional Park and the Potomac River are nearby."
    },
    "name" : "Is there a park near this Potomac Lakes property?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Cascades Marketplace is the commercial center of the community, and Cascades Library is nearby. Dulles Town Center and Route 7 dining and shopping are also close."
    },
    "name" : "Where do residents shop and dine near Cascades?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "School assignments can change. Home buyers must verify school zoning for themselves with Loudoun County Public Schools before making decisions."
    },
    "name" : "Which schools serve 20654 Settlers Place?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Association fees and rules are set by the Cascades Community Association. Request the resale documents during the contract process and review them with your own advisors."
    },
    "name" : "What are the HOA fees and rules for this home?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "The home is Coming Soon. Submit the form on this page or schedule a call with an Accredited Buyer's Representative (ABR) to be first in line."
    },
    "name" : "How can I see this home once it is available?"
  } ]
}
```