Pre-Foreclosure Options in Silver Spring, Frederick, Washington DC and Fairfax: Understand Your Choices Before the Sale Date
Behind on mortgage payments or holding a notice of default? Real Estate Search and Sale, LLC helps homeowners across Maryland, Washington DC, Virginia, West Virginia and Florida understand their real estate options early, while there is still time to act.
Options to Discuss With Your Lender and Advisors
- Reinstatement, repayment plans or a loan modification, through your servicer
- A traditional sale, if there is enough equity to pay off the loan
- A competing-offers cash sale for a faster, defined timeline
- A short sale, if you owe more than the home is worth and the lender approves
- A deed in lieu of foreclosure, arranged with the lender
Which option fits depends on your loan, your equity, your timeline and your goals. Acting early usually leaves more options open.
How We Help
- A confidential conversation. We review the property, the timeline and what you'd like to happen.
- Pricing the home realistically. Comparable sales tell you whether a sale can cover what you owe.
- Preparing and marketing the home. Our vendor network handles cleanout, repairs and staging when needed.
- Facilitating the sale. We gather documents, order payoffs, and communicate and follow up with lienholders through closing.
Results depend on your lender and your circumstances, and no outcome can be guaranteed. We don't provide legal, tax or financial advice; please consult an attorney, tax professional or HUD-approved housing counselor about your situation. You can find a HUD-approved housing counselor at hud.gov/findacounselor.
Frequently Asked Questions
Is it too late to sell if I've received a notice of default?
Not necessarily. Options depend on how far along the process is, so the earlier you call, the more choices you usually have.
Can you help if I'm facing foreclosure?
We may have solutions that can help, such as a fast home sale or a short sale with lender approval. A short sale is not a fast solution, so the earlier you call, the more options you may have. For loan modifications or repayment plans, contact your servicer or a HUD-approved housing counselor.
What if I owe more than the home is worth?
A short sale may be an option, with lender approval. Approval is never guaranteed.
Do you give legal or tax advice?
No. Please consult an attorney or tax professional about your situation.
Can I get references?
Yes. We provide a list of client and professional references on request.
Related Services
Places Nearby
We work with clients in communities near places like these:
- Sligo Creek Park, Silver Spring MD: a stream valley park with a paved trail
- Downtown Frederick MD: Carroll Creek Linear Park
- Petworth, Washington DC: the Georgia Avenue corridor and the Petworth Metro
- Old Town Fairfax VA: historic Main Street, near George Mason University
Tell Us About Your Situation
A Vast Network of Service Providers
Over more than 20 years we have built a vast network of trusted service providers: cleanout and junk removal crews, estate-sale companies, contractors, painters, cleaners, stagers, locksmiths, movers, storage, title companies and mobile notaries. One point of contact coordinates the work, and some providers may be able to wait until closing to be paid. You are always free to choose your own providers. We don't accept payments or referral fees from service providers.
References Available on Request
We will gladly provide a list of client and professional references on request.
Talk With Us Confidentially
Call our 24-Hour Appointment Desk at 202-630-5070, any time, day or night.
Carolyn Thompson, Broker
Real Estate Search and Sale, LLC
1300 Piccard Drive, Suite 204, Rockville, MD 20850
800 Park Drive, Blacksburg, VA 24060
24-Hour Appointment Desk: 202-630-5070
Licensed in MD • DC • VA • WV • FL
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