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Reverse Mortgage Home Sales in Potomac, Columbia, Washington DC and McLean

When a reverse mortgage comes due, owners and heirs face servicer deadlines and paperwork. Real Estate Search and Sale, LLC helps sell homes with reverse mortgages across Maryland, Washington DC, Virginia, West Virginia and Florida.

Situations We Help With

  • Heirs selling a home after the borrower has passed away
  • An owner moving to assisted living or another residence
  • Homes where the loan balance is close to or above market value
  • Servicer timelines, extension requests and appraisal requirements

How We Help

  1. Understanding the deadlines. We help you track the servicer's notices and timelines.
  2. Pricing and appraisal. We prepare comparable sales and coordinate the appraisal the servicer requires.
  3. Facilitating payoff. We order payoffs and communicate and follow up with the servicer and title through closing.
  4. Preparing and selling. Cleanout, repairs and marketing through our vendor network, with remote closing for heirs who live away.

HUD and servicer rules for reverse mortgages change and depend on the loan. We don't provide legal, tax or financial advice; please consult an attorney, tax professional or HUD-approved housing counselor about your situation.

Frequently Asked Questions

What happens to a reverse mortgage when the borrower passes away?
The loan usually becomes due. The servicer sends notices with deadlines, and heirs can generally sell the home to pay off the loan.

Can heirs ask for more time?
Yes, heirs can always ask the servicer for more time. Whether an extension is granted depends on several factors, such as whether an extension has already been requested and granted. We help you track deadlines and requests.

What if the home is worth less than the loan balance?
Rules depend on the loan type and change over time. Please confirm with the servicer, a HUD-approved housing counselor or an attorney.

Do you give legal or tax advice?
No. Please consult an attorney or tax professional.

Can I get references?
Yes. We provide a list of client and professional references on request.

Related Services

Places Nearby

We work with clients in communities near places like these:

  • Potomac Village, Potomac MD: close to the C&O Canal and Great Falls
  • Columbia MD: Lake Kittamaqundi and Merriweather Post Pavilion
  • Georgetown, Washington DC: the waterfront park and the C&O Canal towpath
  • McLean VA: Clemyjontri Park, a short drive from Tysons

Request a Confidential Consultation

Help Locating Independent Service Providers

We can share contact information for independent professionals you may wish to interview, including estate-sale companies, cleanout crews, professional organizers, contractors, painters, cleaners, locksmiths, movers, storage, title companies and mobile notaries. You choose whom to hire, and some providers may accept payment at closing.

Real Estate Search and Sale, LLC does not endorse, guarantee or receive compensation from any service provider. Please interview and verify any provider you choose.

References Available on Request

We will gladly provide a list of client and professional references on request.

Talk With Us Confidentially

Call our 24-Hour Appointment Desk at 202-630-5070, any time, day or night.

Carolyn Thompson, Broker
Real Estate Search and Sale, LLC
1300 Piccard Drive, Suite 204, Rockville, MD 20850
800 Park Drive, Blacksburg, VA 24060
24-Hour Appointment Desk: 202-630-5070
Licensed in MD • DC • VA • WV • FL

Equal Housing Opportunity

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